Have you wondered how you can increase your credit score quickly? Wonder no more because I will provide you with means necessary to increase your credit score quickly. There are several tested ways and means on how to increase your credit score. One of these ways is paying your bill on time. Yes, I know that looks simple, but it is a concept that many people fail to adhere to. It would surprise you to know delinquent payments and collections may and can have a key negative impact on a credit score. The second way to Improve your credit score is keeping balances low on credit cards. This enables you to avoid high outstanding debts that can ruin your credit score. The third tip is a bit intriguing. Use your calendar. Yes, seriously use your calendar. You didn’t see that one coming did you? Write it down every time you use a credit card to do shopping. Keep a dated record of your shopping because that might be helpful if one is making multiple applications for credit. It usually implies that he or she wants to use more credit. The last but not least important way to mend your credit score is to not go anywhere near your credit limit. This is vital.