Just starting to earn and concerned as to how you are going to manage your finances or maybe you are just looking to be more responsible with your money?. Proper financial management can be the difference between lifetime financial security and abject poverty. It is therefore vital that you should get a My finances app that will help you manage your finances better. My Finances app should be able to track your expenses over a given period of time. This way it will help you cut down on expenses that you do not need, as well help you save your your money for the future. It should periodically calculate your credit score and how much loan you qualify for. If it can help you to get a short term loan in the various financial institutions then that is even better. It should track your spending and alert you when you are about to exceed your spending limit, which will go a long way in improving your financial position for the better.